Resources for Aging Investors

Empower Your Financial Future

Explore a wealth of resources designed to enhance your financial literacy and investment strategies, ensuring a secure and prosperous retirement.

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Investment Strategies for Aging Investors

Diversify your portfolio with strategies tailored to your stage in life. From conservative bonds to dividend-paying stocks, learn how to balance risk and reward effectively.

Understanding Risk Tolerance

As you age, your risk tolerance may change. Discover how to assess and adjust your investment approach to align with your financial goals and lifestyle.

Income-Generating Investments

Explore options such as annuities and real estate that can provide steady income streams during retirement.

Tax-Efficient Strategies

Learn how to minimize tax liabilities on your investments, ensuring more of your money works for you.

Essential Steps for Retirement Planning

Begin with a comprehensive assessment of your current financial situation. Set realistic goals, calculate your retirement needs, and explore savings options like IRAs and 401(k)s.

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Enhancing Financial Literacy for Aging Investors

Consider $2M: The Cost of Long-Term Care For One Aging Parent

by drmikol | October 20, 2022 | aging, aging in place, cost of aging, cost of long term care, finances for elders, financial advisors | 0 Comments

Carolyn L. Rosenblatt, RN, Attorney, AgingParents.com Every year since 2004, private long term care insurer, Genworth has conducted a national survey to determine the average costs of care at home, and in facilities. The data is broken down by state, with the median...

One Thing You Should Never Tell Your Aging Investors

by Dr Mikol Davis | December 30, 2020 | aging, aging in place, aging investor, cost of aging, cost of long term care, elder investor, elderly, finances for elders, financial advisors, handling money for seniors, investor, long term care, medicare, retirement planning, senior investor, seniors finances | 0 Comments

In retirement planning discussions, we see this statement financial professionals often publish for their clients: “The average lifetime out of pocket costs for healthcare for a 65 year old couple retiring today is $285,000.” Why should you never say this? It’s...

How to Resolve Family Conflicts Care, Control and Money: Approaches from Legal, Psychological and Compassionate Perspectives

by Dr Mikol Davis | December 8, 2020 | aging, aging in place, cost of aging, cost of long term care, financial advisors, handling money for aging parents, long term care, retirement, retirement planning | 0 Comments

Few things are more stressful than family disagreements, especially related to helping an aging family member. You're invited to a VIP Virtual Event: How to Resolve Family Conflicts, Care, Control and Money Approaches from Legal, Psychological and Compassionate...

Your Aging Clients Living Alone: The Dangers They Face

by Dr Mikol Davis | November 12, 2020 | aging, cost of aging, elderly, handling money for aging parents, handling money for seniors, nursing home | 0 Comments

If you have any older clients, this real case is one you should know about. Here at AgingInvestor.com, where we also serve families of your clientele, we see some horror stories and this one should wake us all up. It really happened. We think it could have been...

Danger: You Need To Act Fast When Your Client Seems Cognitively Impaired

by Carolyn Rosenblatt | November 11, 2020 | financial advisors | 0 Comments

Danger: You Need To Act Fast When Your Client Seems Cognitively Impaired This really happened. An advisor was managing a portfolio for a client we'll call "Janet" with about $5M in assets. She seemed to be "with it" most of the time. But she had become confused in...

Financial Wellness and Physical/Mental Wellness: Are They Related?

by Carolyn Rosenblatt | October 9, 2020 | aging, aging investor, elder investor, elderly, finances for elders, financial advisors, financial capacity, financial judgement, handling money for aging parents, senior investor | 0 Comments

Financial professionals often use the term “financial wellness”, referring to a client’s comfort level with their assets in retirement. That sounds good. But is there any connection between finances and wellness of the body and mind in retirement? Perhaps there is a...

We are really excited to see you October 22,Being Extraordinary: Advising For Longevity

by Dr Mikol Davis | September 8, 2020 | financial advisors | 0 Comments

Tips-Having Calming Conversations With Upset Clients In This Pandemic

by Carolyn Rosenblatt | April 30, 2020 | financial advisors | 0 Comments

Tips-Having Calming Conversations With Upset Clients In This Pandemic The coronavirus-related market turbulence is making a lot of clients nervous. Some are probably calling you demanding answers. Some are highly emotional and the incoming intensity feels...

Five Very Personal Questions Older Advisors Need To Ask Themselves

by Carolyn Rosenblatt | February 5, 2020 | business transitions, financial advisors, financial judgement, handling money for seniors, investor, legacy planning, retirement, retirement planning, senior investor, seniors finances, wealth transfer | 0 Comments

Advisors talk to clients all the time about the big topic of retirement. The industry inundates the media with advertising among competitors about who can do retirement planning best. You help clients plan for how to reach their goals. You do your research and...

What Extraordinary Advisors Do For Retiring Clients That Other Advisors Miss

by Carolyn Rosenblatt | January 4, 2020 | aging investor, elder investor, elderly, finances for elders, financial advisors, handling money for seniors, investor, retirement, retirement planning, senior investor, seniors finances | 0 Comments

Every advisor wants clients to think that he or she is unique, different, better than the competition. Maybe you are. But if your retirement planning with them stops at calculating their planned retirement income and preserving their assets, you’re not extraordinary....

Investment Management Tools

Retirement Savings Calculator

Estimate how much you need to save for a comfortable retirement with our easy-to-use calculator.

Investment Portfolio Analyzer

Analyze your current investment portfolio to ensure it aligns with your financial goals and risk tolerance.

Budget Planner

Create a detailed budget to manage your expenses and maximize your savings effectively.

Social Security Benefits Estimator

Calculate your expected Social Security benefits to better plan your retirement income.

Latest Insights for Aging Investors

Consider $2M: The Cost of Long-Term Care For One Aging Parent

by drmikol | October 20, 2022 | aging, aging in place, cost of aging, cost of long term care, finances for elders, financial advisors | 0 Comments

One Thing You Should Never Tell Your Aging Investors

How to Resolve Family Conflicts Care, Control and Money: Approaches from Legal, Psychological and Compassionate Perspectives

Retirement For Clients With Modest Portfolios—Making Money Last

May 6, 2019 | aging, aging investor, elder investor, elderly, finances for elders, financial advisors, investor, resources for senior, resources for seniors, retirement planning, senior investor, seniors finances

Retirement For Clients With Modest Portfolios—Making Money Last By Carolyn Rosenblatt, RN, Attorney, AgingParents.com The U.S. Census Bureau projects that by 2060, nearly twenty-five percent of Americans will be age 65 and above. At the same point, the number of...

One Easy Way To Deepen Your Relationship With Your Aging Clients

Apr 25, 2019 | aging, aging investor, elder investor, elderly, financial advisors, financial judgement, handling money for seniors, senior investor

As an advisor, you hope that your clients trust you and will stay on with you for life. You may be doing well in managing their finances. You may never hear any complaints about your fees. But unseen forces can be at work and any one of them can prompt your client to...

Clients Without Family: Financial Planning With “Elder Orphans”

Apr 25, 2019 | aging, aging investor, declining health, diminished cognition, elder investor, elderly, finances for elders, financial advisors, financial capacity, financial judgement, handling money for seniors, health, senior investor, seniors finances

Clients Without Family: Financial Planning With "Elder Orphans" Every financial advisor will eventually come across an aging client who is essentially alone in the world. The elder may be single, widowed, or otherwise without a partner. Some are members of the LGBTQ...

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